Businesses are different and so are their needs
Different Financial Products
Black Bear Funding was founded on one principle: one-size-fits-all just doesn't cut it in business. Just as you have to tailor to your clients' needs, we have to tailor to yours. Not every financial product is suitable for your needs; in fact, some may strain your business further. That is precisely why our financial specialists take the time to assess your needs in concert with your qualifications.
Different Payment Terms
Loan terms vary significantly--from term length to payment terms. It is therefore essential to find the formula that unleashes your business.
Different Industries
Business owners in different industries get paid differently. And therefore, their financials may look very different depending on the season, the month, and even the week. We understand that and work with every industry to achieve their mission not of sustainability but of prosperity.
How it Works
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Review Offers
Apply Online
We know you're busy--that's why the Black Bear Funding business loan application process is straightforward and built for real-world small business owners who need capital fast.
Our user-friendly application and minimal required documentation mean that you can get your capital and return your focus on what truly matters — growing your business.
Talk to Us
Review Offers
Apply Online
Our financial specialists will reach out to in order to understand your needs. We want to know how to alleviate your financial burden so we can tailor an offer that works best for YOU.
Review Offers
Review Offers
Make a Decision
With one application, you can access numerous financing offers, giving you the flexibility to explore your options and make an informed decision that works best for your business.
Make a Decision
Make a Decision
Make a Decision
Once you've found exactly what you're looking for, finalize your agreement.
Get Funded
Make a Decision
Get Funded
Final step--verify banking information and you can receive your working capital in as little as one day and be on your way to scaling up!