Privacy Policy

At Black Bear Funding, we take your privacy seriously. This Privacy Policy outlines how we collect and use your personal information through our website, https://blackbearfunding.com. The terms “we”, "us,” or “our” refer to Black Bear Funding INC. Please remember that this Policy is subject to change at any time. You accept these changes by continuing to use our Site and provide us with personal information in the future.
To stay current, you should frequently review this Policy. You accept the conditions stated in this Policy and our Terms of Service, including our liability restrictions, by using our Site.
Your personal data provided to us via our website will only be used for the purposes outlined in this policy.

Here are the types of personal Information that Black Bear Funding collects:

• Personal Information is voluntarily provided by visitors to the Site through features such as provided email addresses or as part of an application.
• Name, email address, contact information, username, and password are just a few of the details gathered when creating an account on the website.
• Additionally, optional data may be gathered, such as the website address of a company.
• Social Security number, official identification with a picture, username, and password are examples of information needed for identity verification.
• Information about visits to and use of the Site or third-party websites
• Individual and business financial or credit bureau Information
• Personal Information contained in government filings or legal agreements
• Any other Personal Information submitted or uploaded through the Site or email addresses, including Information posted in comments, blogs, or testimonials
• The website from which the visitor came to the Site and their IP address, browser type, and device Information
• Geolocation information, such as through GPS or other geolocator tools using the device’s IP address
• Information is collected through Site data or other sources, such as public records and third-party information services.
• No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
  

At Black Bear Funding, we collect certain personal information from you when you use our services. Here are the types of what we do with the information we gathered:

• We use the information you provide to evaluate your business’s eligibility for our products and services, respond to your inquiries, and provide information about our company or services that may interest you.
• We may use your information to market products or services to you through various mediums, such as calls, text messages, email, and mail.
• If you receive promotional emails from us and would like to opt out, you may follow the opt-out instructions contained in the email. However, please note that we may take up to 10 business days to process opt-out requests. If you opt out of receiving emails or promotions, we may still contact you for account-related or customer service purposes.
• WE DO NOT SELL YOUR DATA
• Your Information, Including that shared via text, is never sold.

At Black Bear Funding, we may engage third-party companies like Google Analytics and Webtrends to help us track and analyze user activity on our website. This information assists us in improving the quality of our website and providing a better user experience by personalizing relevant offers and content based on user activity.
These third-party businesses may track user movements and compile demographic information using cookies, beacons, tags, and scripts.
Our Privacy Policy does not apply to the usage of these cookies since we do not have access to or manage them.
You can turn off JavaScript in your browser if you do not want to be tracked, however be aware that some of our funding apps may not work otherwise function properly.

At Black Bear Funding, we take the security of your Personal Information seriously. We have implemented physical, electronic, and operational policies and practices to safeguard your data. Our network firewalls ensure that no direct communication is allowed between the database server and the Internet, while servers with operating systems are housed in a secure facility. Access to your Personal Information is controlled and granted to employees on a need-to-know basis. We also use encryption to protect your Personal Information when transmitted online, and the computers and servers where we store your information are kept in a secure environment. When we contact you about your account or to confirm a funds transfer, we will only reference the last four digits of your social security number to ensure the privacy and security of your information. We also provide the proper disposal of your Personal Information, regardless of its source.

We understand the importance of keeping your personal information accurate and up-to-date. If there are any changes to your personal information or if you no longer wish to receive updates or be contacted for new products, you may request to correct, update, amend, delete/remove, or deactivate your contact information by contacting our Customer Support at submissions@blackbearfunding.com or by calling us at (908)-395-6562. We will update your file within 30 calendar days of receiving your request.

Your information’s privacy is important to us. For internal purposes, such as enhancing our services and informing you about our and our partners’ products, we will keep your data on file as long as your account is active and legally required. To adhere to legal requirements, resolve conflicts, and uphold agreements, there may be times when we need to keep your information on file. You can be sure that your information will be treated carefully and in compliance with all relevant regulations and laws.

On occasion, we could let individuals upload content to our website, such reviews or comments. Please be aware that whatever you publish on our website becomes public and can be seen by other users and site visitors (with the exception of papers uploaded as part of the funding process). Your name and any other optional details you include with the post will be made available to the public. We cannot guarantee the accuracy of any information in those postings, nor are we responsible for the privacy of any information you provide.

Our website contains links to other websites. Please be aware that our privacy policy does not apply to these websites, and we are not responsible for their content or privacy policies. We recommend that you carefully read the privacy policies for any third-party websites. You do so at your own risk, and we advise using caution and good judgment when disclosing personal information to any related websites.

Please be aware that our website is hosted in the United States for the benefit of our international visitors. By submitting your information on our website, you accept and authorize its transfer to the United States for storage, use, processing, and maintenance, as well as its subsequent transmission to other organizations anywhere in the world. Furthermore, you agree that all disputes involving our website will be resolved under US law. Please read our privacy statement and terms of service carefully before using our website.

To safeguard your account from unauthorized access, we use session time-outs. This feature automatically logs you out of the site after a specified period of inactivity, reducing the risk of anyone accessing your account if you leave your computer unattended. It is just one of the many security measures we implement to protect your information and ensure the safety of your account.

We understand the importance of protecting your personal information at Black Bear Funding. While we take measures to ensure your data is secure, there are also steps you can take to safeguard your information. Firstly, we recommend creating a strong password that includes numbers, uppercase and lowercase letters, and special characters. Avoid using easily guessable information, such as names or birthdays of family members. Additionally, please change your password frequently and never share it with anyone or leave it written down in an unsecured area. To further enhance security, install and regularly update antivirus and firewall software to prevent external attacks by malicious users. If using a public computer, such as a library or coffee shop, take extra precautions to protect your account and personal information. This includes logging out, closing the browser window, and clearing the browser’s cache files. Finally, be aware of phishing attempts involving scammers luring individuals to a fake website using a genuine-looking email. Never provide login or personal information via email and always ensure the Black Bear Funding URL begins with “https://blackbearfunding.com” We will never ask you for your login information in any email communication.

At Black Bear Funding, we may update our Privacy Policy occasionally to ensure that our information practices remain up-to-date and aligned with any changes to regulations or our business practices. If we make any material changes, we will post a revised policy on our website before the changes become effective. We encourage you to review our Privacy Policy periodically to stay informed about our privacy practices.

We value your privacy and the information you consent to share in relation to our SMS marketing service. We use this information to send you text notifications (for your order, including abandoned checkout reminders), text marketing offers, and transactional texts, including requests for reviews from us. Unsubscribe at any time by replying STOP to the SMS you have received. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.